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Vision Insurance Benefits Expire at Year’s End – Use Them or Lose Them!

Flexible Spending Account (FSA) Program Information:
If you have a Flexible Spending Account (FSA), don’t wait until the last week of December to use your FSA dollars! This use it or lose it spending program provides you with tax-free dollars to use toward eye care expenses not covered by your vision insurance plan. Typically, an FSA will cover vision expenses such as co-payments, routine eye exams, contact lenses, prescription eyeglasses, and prescription sunglasses.

If using an FSA debit card for payments, FSA-eligible products and services must be ordered no later than December 29th for FSA funds expiring December 31th of the current year. You can use your account to pay for a variety of vision/ vision health products and services for you, your spouse, and your dependents. Make an eyecare appointment today to use your benefits. FSA eligible products may include eye glass & lens accessories like cleaning wipes, eyeglass repair kits and more.

Did you know? Some insurance plans cover multiple pairs of glasses – even non-prescription sunglasses once you’ve had Lasik surgery!

Most insurance plans entitle you to a comprehensive eye examination and either a pair of quality eyeglasses or an allowance that goes towards contact lenses each year. Have you taken advantage of these basic benefits this year? If you are not sure of the date of your last appointment at Mira Mesa Eyecare, call us at (858) 535-8282, and we can look it up for you.

Vision insurance plans vary in their coverage, and we accept most vision plans. Our friendly staff is knowledgeable and can help to decipher what insurance benefits your plan includes. Co-pays or allowances cover different services and products. Maximize your healthcare by understanding the benefits that are available to you and use those benefits. Contact lens exams and contacts are usually considered electives, however, some insurance plans cover them completely. In general, most plans will cover the following with a co-pay or an allowance:
• Comprehensive eye exam
• Frames
• Standard plastic lenses

If you’ve had an exam this year and a new prescription filled, yet still have money remaining in your FSA, why not stock up on accessories, sunglasses or a second/backup pair of eyeglasses? Avoid the rush and adding more frenzy, call us now or schedule your appointment online.